Dental Insurance & Affordable Financing
We know that dealing with insurance and financing can be challenging, so we're here to simplify it. Read on for the plans we accept, our out-of-network options, and the flexible financing that covers whatever your plan does not.
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How It Works
We Work With Your Insurance
At Smile Tustin, we understand that quality dental care should be accessible to everyone. We're committed to helping you understand your financial options and maximize your benefits. Our dedicated team works diligently to make the financial aspect of your dental care as smooth and stress-free as possible.
Smile Tustin by Dr. Ezzy accepts most PPO dental insurance plans and many out-of-network plans. Our highly trained dentist and team believe financial considerations should never be a barrier to achieving optimal oral health.
Out-of-Network & Uninsured
Don't See Your Plan Listed?
We'll Figure It Out Together.
Not being in-network doesn't mean you're out of options. We work with patients every day to find a path to affordable care — regardless of insurance status.
Call (714) 730-5600 Or request an appointment online →We Accept PPO Dental Insurance
At Smile Tustin by Dr. Ezzy, we accept most PPO (Preferred Provider Organization) dental insurance plans to help lower your out-of-pocket costs, so you get the dental care you need every visit. Give us a call today for more information!
Out-of-Network Insurance
Even if we're not in your insurance network, we may still be able to work with your plan. We accept many out-of-network plans and will help you understand your benefits.
- We participate in several PPO dental insurance networks, which often means lower out-of-pocket costs for you.
- Our experienced team helps you navigate your insurance benefits.
- We'll help you maximize your coverage and explain any out-of-pocket expenses before treatment.
Smile Tustin Membership Plan
For patients without traditional dental insurance, we offer an in-house membership plan designed to make regular dental care more accessible and affordable. Ask our front desk team for details.
- Affordable annual fees
- Coverage for preventive care
- Discounts on many of our services
Senior Discount
We value our senior patients! If you're 70 years or older, you'll receive a discount on our services. It's our way of saying thank you for trusting us with your dental health.
Our Partners
Our Financing Partners
We offer flexible financing for manageable monthly payments, plus payment options for patients without dental insurance.
Flexible Financing Plans
We offer flexible financing through third-party lenders so you can spread the cost of treatment into manageable monthly payments, with no-interest and low-interest plans available for qualified patients.
- ✓ No-interest and low-interest plans
- ✓ Quick application with an instant decision
- ✓ Works alongside your insurance benefits
Smile Tustin Membership Plan
Our in-house membership plan is designed for patients without traditional dental insurance, making regular dental care more accessible and affordable for you and your family.
- ✓ Affordable annual fees
- ✓ Coverage for preventive care
- ✓ Discounts on many of our services
It's Easy
How to Apply & Get Started
Getting started with dental financing at Smile Tustin by Dr. Ezzy is a simple, stress-free process.
- 1
Discuss Your Plan
During your consultation we review the recommended treatment and give you a clear, itemised cost breakdown — no surprises later.
- 2
Apply in Minutes
Apply on your phone or with our team in the office. Most applications return an instant decision.
- 3
Review Your Terms
We walk you through your monthly payment, term length, and any promotional interest period so you know exactly what you have agreed to.
- 4
Coordinate With Insurance
Our team applies your insurance benefits first, then finances the remaining balance, so you use every dollar of coverage available to you.
- 5
Begin Treatment
With financing in place, treatment can often begin the same day — including comprehensive work such as veneers, implants, or a full-mouth restoration.
Common Questions
Insurance & Financing FAQs
If you have questions about paying for your care, we’ve got answers.
Does Smile Tustin by Dr. Ezzy handle insurance paperwork?
Yes. We work closely with your provider to make sure you maximize your benefits, and we handle the claim so you can focus on your treatment rather than the paperwork.
Can I use insurance for cosmetic procedures?
Purely aesthetic treatments usually are not covered. But many treatments that improve how your smile looks also restore function — a crown, a veneer over a damaged tooth, orthodontics correcting a bite — and those often qualify for partial coverage. We will check your plan and tell you where you stand before you commit.
What if my insurance doesn’t cover everything?
We'll walk you through payment plans and financing options at your consultation, and give you a clear, itemised estimate before any treatment begins.
How quickly can I get approved for dental financing?
Most applications return an instant decision, so treatment can often begin as soon as you are approved. Our team can walk you through the application during your consultation.
Will financing affect my credit score?
Initial applications typically involve a soft credit inquiry, which does not affect your score; formal approval may require a standard credit check. Keeping up with the payments afterwards can help your credit profile rather than hurt it.
Can I finance cosmetic procedures like veneers?
Yes. Our financing covers both restorative and cosmetic treatment, from porcelain veneers to a full smile makeover, so you can spread the cost into monthly payments.